Such loans are meant to be distributed to clients who is solely responsible for its repayment.
These types of loans are requested by clients of Solidarity Group (SG) members engaged in agri-business and who agree to individually or jointly guarantee the loan. It is provided to clients engaged in agriculture related trading activities, agri processing, cattle fattening, irrigation activities … whose cash flow is seasonal.
Business loans are given to micro enterprise operators that are engaged in production, service or commercial type business activities that generate regular cash flow.
This type of loan is provided to small holder farmers for seasonal agricultural activities and animal husbandry that do not have frequent cash flow. The loans are provide to clients organized in CB/ SG.
This loan product is designed to meet the interest of individuals engaged in small business, farmers and employees that desire to improve their livelihood and that of their children.
Water supply loan is provided for private household connections as well as schools, provision of water filter and fully fitted water tanker. The loan can be delivered both in individual and group basis.
Sanitation loan is provided for the construction (new) and maintenance/rehabilitation of pit latrine and improved sanitation facility with or without shower. The loan can be delivered both in individual and group basis.
This loan is to provide a solar pannel devices for our rural and urban clients in order to give light.
It is a loan targets providing improved cook stove devices for our clients.
This is a loan targets Small and Mediem Enterpirses.
This is a loan target for School development.
This is a loan that targets women who have a business and need to increase the business by financing using this kinds of loan.
Vision Fund Micro Finance Institution (S.C) previously known as Wisdom Microfinance is an Institution established to provide financial services to the productive poor in the rural and urban areas of Ethiopia.